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Reconciliation Investigator Agent
BetaProfessionalExplains breaks across ledger, core, ISO 20022 messages, and statements.
Takes a reconciliation break and walks the full chain — ledger journal entry → core banking record → ISO 20022 message → counterparty statement. Returns a structured RCA with citations to every system of record.
Capabilities
- summarize — Narrate the lifecycle of a single break across systems.
- validate — Detect timing, FX, fee, and routing mismatches with named root causes.
- prepare — Draft a remediation journal entry for human approval (never posted automatically).
Reads (inputs, read-only)
| Ledger entries |
| Core banking statement |
| ISO 20022 pacs.008 / camt.053 messages |
| Counterparty confirmations |
Produces (outputs, evidence-tagged)
| Structured break RCA (JSON + Markdown) |
| Suggested correcting entry (draft only) |
| Confidence score per hypothesis |
Approval-gated actions (never auto-executed)
Posting any correcting journal entry (maker-checker required) Sending counterparty enquiry on behalf of the tenant
Policy-engine resources (ABAC bounds)
ledger_entrysettlementmessaging_message
Compliance frameworks
ISO 20022Basel III BCBS 239SOC 2
MCP endpoint (intent)
Agent-calling platforms can reach this copilot via the MCP endpoint below once the server-side is deployed.
https://agents.islamicopenfinance.com/mcp/reconciliation-investigator